Log into your Payee Portal and go to Profile → Security.
Click Get Started under Two-Factor Authentication.
Download an authenticator app (Google Authenticator, Microsoft Authenticator, Authy, or 1Password).
Scan the QR code shown on your screen with the authenticator app.
Enter the 6-digit code from your app into the portal to verify.
Save your backup codes in a safe place (password manager, secure file, or printed copy).
Log out and back in to test your 2FA setup.
From now on, you’ll need both your password + code to access your account securely.
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